You may think that insurance companies are on your side, but many of them aren’t. For years now, unfair insurance claims have been mounting in Long Beach and all across California.
Whenever an insurer breaches the duty to act with the best interests of the customers in mind, insured clients can file an unfair insurance claim to pursue legal action against bad-faith insurance companies.
Our Long Beach unfair insurance claims attorney Howard Craig Kornberg explains that California law requires all insurance companies to investigate,evaluate and settle insurance claims in good faith (fair conduct and reasonable practices).
But more often than not, insurance companies engage in bad faith practices and act in their own interests. After all, this is their bread and butter, and this is how they make money.
Under federal and state laws in California, bad faith refers to the inappropriate, deceptive or fraudulent tactics on the part of insurers to minimize the cost of a claim or avoid paying out a claim at all.
If you believe that your insurance company is intentionally or maliciously refusing to perform its duties, you may be able to pursue a bad faith unfair insurance claim.
However, insurance companies can be held liable for their deceptive or fraudulent tactics only after you prove that the contract has been breached, your rights have been violated and the insurer acted intentionally.
Given the complexities of the unfair insurance claim laws, it’s highly advised to get professional legal help to build a strong case against the insurance company.
Here at the Law Offices of Howard Craig Kornberg, we adopt an aggressive approach when it comes to investigating unfair insurance claims and seeking damages for bad faith conduct on the part of insurance companies.
This is a non-exhaustive list of bad faith conduct on the part of insurance companies. In order to pursue legal action against such insurers, it’s critical to prove bad faith in not just a single bad act or decision, but multiple ones.
Since insured customers most of the times lack access to all the data and policies associated with their insurance company, it’s essential to be legally represented by an experienced unfair insurance claims attorney.
Taking on large insurance companies on your own may be doomed to end unsuccessfully, as such companies are prepared for lawsuits and would boggle you down with counterfeit facts and made-up provisions (be sure that you may not be the first their customer trying to take legal action for a certain act or decision).
Here at Law Offices of Howard Craig Kornberg, we have taken on big insurance companies time and time again. Our best Long Beach unfair insurance claims attorneys formulate professional and aggressive strategies to represent our clients both in and outside of court.
We hold bad-faith insurance companies accountable for engaging in unfair insurance practices by denying or delaying your coverage, not investigating your claims fairly, attempting to settle for less and other fraudulent, inappropriate and deceptive acts and decision on the part of your insurer.
If you believe you have been a victim of bad faith actions by your insurance company, contact our unfair insurance claims lawyers immediately to find out your best legal options in your case. We offer a free initial consultation.