Getting injured in an accident – no matter what that accident might be – can devastate you and your family physically, emotionally, and financially. It is true that you can obtain compensation to pay for your medical expenses, lost wages, and other damages with the help of a Los Angeles personal injury attorney, but what to do if your claim is still pending and you really need that money to pay for your medical bills?
This is the question our best personal injury lawyers in California here at the Law Offices of Howard Craig Kornberg have received recently: “Hello, Mr. Kornberg! I have recently been injured in an unfortunate accident and filed a personal injury claim ever since. I was badly hurt and can barely walk, I am in pain and in need of costly medical procedures. How do I pay for all these medical bills, which keep piling up, while my settlement is still pending? Thanks. Ben.”
Here is the answer.
There are many options available
First of all, Ben, we are very sorry to hear about your injury and the tough situation you are in. Unfortunately, recovering after an injury is not a cheap endeavor – especially here in Los Angeles and elsewhere in California – but you can rest assured that you can pay for your medical bills even while your settlement is pending.
Since I do not know the exact circumstances of your case and I am not aware of the types of insurance policies that you are carrying, I strongly suggest that you speak with your Los Angeles personal injury lawyer in order to explore all of the legal options available in your particular case. We provide a free case evaluation for our new clients.
How to pay for medical bills while awaiting a settlement?
Depending on the circumstances of your case, there might be quite a few options that allow you to pay for medical bills even while your personal injury settlement is pending. Let’s review some of the most popular ones.
- Med Pay: While motorists are not legally required to sign up for Medical Pay Benefits coverage, also known as Med Pay, carrying this type of insurance policy allows you to cover most or all of the necessary medical bills upfronts without having to wait for your personal injury settlement. The greatest thing about Med Pay is that it covers all the reasonable medical expenses of anyone who was in your car at the time of the accident. However, not all motorists in Los Angeles or elsewhere in California have this type of coverage. If you do not have one, you might want to resort to another option.
- Health Insurance: Given that over 90 percent of Americans carry health insurance coverage, you will most likely be able to pay for your medical bills while awaiting a personal injury settlement through your health insurance policy. Our Los Angeles personal injury attorney Howard Craig Kornberg warns that you will most likely have to reimburse the amount of money paid by your insurance company for the medical bills out of the settlement money.
- Out of Pocket: It is always an option, but not for everybody. In fact, some injuries can require extremely expensive medical treatment, which makes it impossible for many people to pay for their medical bills out of pocket. If this is the case, you should speak to an experienced attorney who might be able to convince your medical provider to carry out the medical treatment without an upfront payment, negotiate a reduction agreement with your physician, or come up with a payment plan that would allow you to spread those medical bills into monthly payments.
There are many options available, trust me. Contact the Law Offices of Howard Craig Kornberg to find out which option would be the most optimal in your particular case. Call our offices at 310-997-0904 or complete this contact form to get a free consultation.