Menu
F
r
e
e

C
o
n
s
u
l
t
a
t
i
o
n

Filing A Car Accident Lawsuit If Both Parties Have Insurance: Does It Make Any Sense?

On behalf of The Law Offices of Howard Kornberg Posted in Car Accident

So yeah, the title says it all. Does it make any sense to file a lawsuit against a person who caused your injury if both parties have insurance in California?

You may be surprised how many victims of car accidents choose not to file a lawsuit against the other party just because both parties are insured. But why? “After all, just because the other party carries insurance it does not necessarily mean that you will be fairly compensated for your injuries and damages, or even compensated at all,” says our car accident lawyer in Los Angeles CA at Law Offices of Howard Kornberg.

Filing a lawsuit equals getting maximum compensation

Do keep in mind that your personal injury claim could be denied by the insurer at any second. Even if it is not denied, insurance companies have a reputation for paying out as little as possible. Please, do not forget that insurance companies are a “business” (no matter what they call themselves), and they make money by devaluing and denying claims.

If you think there is no point in filing a lawsuit if both drivers have insurance, think again. This is a wrong approach if one of the drivers was clearly at-fault, while the other driver wants to be compensated for his or her damages and losses in the accident.

By filing a lawsuit against the other driver, you can ensure that you are getting the amount of money that you truly deserve because you will be working with an experienced car accident attorney in Los Angeles or elsewhere in California, who, for his/her part, will determine the full value of your damages.

Do not rush into accepting settlement offers from insurers

Many of those who think there is no point in filing a lawsuit when both parties have insurance often jump into accepting the first settlement offer offered by their or the other party’s insurance company.

Unless you have assessed the full value of your damages with the help of a skilled personal injury lawyer, do not rush into accepting just any settlement offer, because more often than not, these offers are low-ball settlement offers that do not represent the full value of your damages.

Also, let’s not forget that by accepting a settlement offer from insurance companies, you are giving up your right to file a lawsuit over this particular car accident.

Typically, a lawyer is required to conduct a comprehensive analysis of all facts in your particular case in order to determine the full value of your damages. An insurance company is not interested in providing you with the maximum settlement offer, which is why you should not make any premature and ill-considered decisions when accepting any offers from insurance companies after a car accident in California.

Even if both parties have insurance, filing a lawsuit might still be the best option

To conclude, just because both parties have insurance it does not necessarily mean that you will be compensated fairly after a car crash in Los Angeles or elsewhere in California. Therefore, if the other party refuses to admit his or her fault or you can receive a larger compensation through a lawsuit, do not rule out the possibility of suing the other party.

In any case, it is highly advised to speak to a Los Angeles car accident attorney and find out your best course of legal action to recover the maximum amount of damages in your particular case. Contact the Law Offices of Howard Kornberg to get a free consultation. Call 310-997-0904.

Arrow Prev Prev Next Arrow Next
T

Tristan Crown

Rating Star
Howard Kornberg has been helping injured victims for over 35 years in
Read more
Posted On Google
J

John Dittrich

Rating Star
Howard's Law Office is undoubtedly the go-to place in Los Angeles for
Read more
Posted On Google
R

Robben Sprague

Rating Star
Howard Kornberg and his team were utterly amazing from start to finish
Read more
Posted On Google
M

Max Schafer

Rating Star
Excellent experience! Howard and his team are smart, competent, honest
Read more
Posted On Google
f

flerida hernandez

Rating Star
The Law Offices of Howard Kornberg were highly recommend by someone I
Read more
Posted On Google
T

Terri Barlow

Rating Star
Despite having to to deal with multiple family members and the death o
Read more
Posted On Google
M

Marina Salazar

Rating Star
What a great!! experience I had with the Law Offices of Howard Kornber
Read more
Posted On Google
P

Pamela LLJUBO

Rating Star
Working with Howard Kornberg and his associates is like having an exte
Read more
Posted On Google
E

E.J. Fortenberry

Rating Star
Mr Kornberg represented me very well in my case resulting in an outsta
Read more
Posted On Google
A

Anna Stovitz

Rating Star
Howard Kornberg did an impeccable job in representing me in my trial.
Read more
Posted On Google
A

Aviv Brawer-Cohen

Rating Star
Mr Kornberg and his staff are truly outstanding. Their diligent and ho
Read more
Posted On Google
A

Alex Saavedra

Rating Star
The people that work here are honest and straight up, Ana and Robert w
Read more
Posted On Google
T

Tristan Crown

Rating Star
Howard Kornberg has been helping injured victims for over 35 years in
Read more
Posted On Google
J

Josie Cruz

Rating Star
I took my "car accident" case to Mr. Kornberg for review. I had been t
Read more
Posted On Google
J

Jack Stovitz

Rating Star
Howard is an amazing lawyer who gets the job done. He's a great guy, h
Read more
Posted On Google
M

Melissa Schoenfeld

Rating Star
My experience with this office and Mr. Kornberg was everything I could
Read more
Posted On Google
H

HugznKisses De La Torre

Rating Star
Howard is a great person to work with and his integrity is unquestione
Read more
Posted On Google
M

Max Lasser

Rating Star
Howard is a phenomenal, exemplary, kind lawyer who will fight for you
Read more
Posted On Google
C

Charlie Shanes

Rating Star
I needed a good personal injury lawyer, I was injured in a car acciden
Read more
Posted On Google
R

Robert Leovy

Rating Star
Does great work and will go out of his way to ensure you get what you
Read more
Posted On Google
j

john nguyen

Rating Star
Friendly people, very professional, very detail oriented, and he will
Read more
Posted On Google
R

R D

Rating Star
HCK and staff are amazing!!
Read more
Posted On Google
C

Connie Kay

Rating Star
Positive: Responsiveness
Read more
Posted On Google
A

Alfonso Gonzalex

Rating Star
Positive: Professionalism, Quality, Responsiveness
Read more
Posted On Google
Arrow Next
Arrow Prev